Job Opportunity: Relationship Officer – SME at Maendeleo Bank Plc
Role Overview:
The Relationship Officer – SME will play a pivotal role in growing the loan portfolio, fostering meaningful relationships with clients, and ensuring the effective delivery of credit solutions in compliance with the bank’s policies. Reporting directly to the Branch Manager, this position involves conducting in-depth assessments, structuring credit facilities, and proactively managing loan accounts. The successful candidate will work closely with clients to address their financial needs while adhering to the bank’s risk management and compliance standards.
Key Responsibilities:
Client Acquisition and Engagement:
- Recruit and onboard new clients, particularly SMEs, to grow the bank's loan book.
- Conduct regular visits to clients for monitoring, support, and recovery purposes.
Loan Assessment and Monitoring:
- Evaluate loan applications to ensure applicants meet eligibility criteria.
- Visit clients' business premises to gather relevant information for loan assessments and analysis.
- Conduct pre-disbursement and post-disbursement compliance checks in line with bank policies.
Reporting and Portfolio Management:
- Prepare and present daily, weekly, and monthly loan reports along with portfolio analysis.
- Collaborate with the Branch Manager and other departments to expand business opportunities.
Additional Duties:
- Handle other tasks as assigned by the Branch Manager or management to support organizational goals.
Qualifications and Requirements:
Education:
- Bachelor’s degree in a business-related field with a minimum of 3 years of experience in credit administration.
- A Master’s degree or professional certification in a related area will be considered an added advantage.
Experience:
- At least 5 years of proven experience in relationship management or credit analysis, preferably in the banking or financial services sector.
- Demonstrated success in managing credit portfolios and handling complex credit transactions.
Skills:
- Comprehensive understanding of credit products, risk assessment, and financial analysis.
- Strong relationship management, communication, and negotiation abilities.
- Proficiency in financial modeling tools, credit management software, and Microsoft Office Suite (Excel, Word, PowerPoint).
- Thorough knowledge of banking regulations, credit risk management, and compliance requirements.
Remuneration:
Maendeleo Bank Plc offers a competitive salary package and benefits, commensurate with qualifications and experience.
How to Apply:
If you meet the qualifications and are interested in this opportunity, please submit your application to the Managing Director at hr@maendeleobank.co.tz.
Your application should include:
- An updated curriculum vitae (CV).
- Full contact details (address and phone numbers).
Important Notes:
- The subject line of your email MUST clearly state the position title you are applying for (e.g., "Relationship Officer – SME").
- Do not include scanned copies of certificates at this stage.
Application Deadline:
Submit your application on or before 20th January 2025 by 5:00 PM (17:00 hours).
إرسال تعليق